IHT: Improving the Insurance Industry

At IHT Insurance Agency Group, we are passionate about the insurance industry. We started out as a group of like-minded individuals who realized that consumer needs were changing and that the insurance market needed to adapt to meet those needs. Our motto is “Integrity, Honesty, and Trust” and these are the principles our company is built upon. This mission statement is so important to us that we named IHT after it.

In the past, agents worked alone, which meant that obviously they had limited resources. A single agent only had access to a few carriers and this had a negative effect on their business and on their customers. Customers often had to take an insurance policy which was overpriced and wasn’t suited specifically for their needs. It wasn’t necessarily that agents wanted to saddle their customers with these bad “one size fits all” policies, which weren’t designed with their needs in mind. It was just that they didn’t have a choice due to their limited options. This old way of doing business doesn’t work for us at IHT Insurance Agency Group where we believe in helping people, simply because it doesn’t work. In fact our main goal is to provide independent insurance agencies with direct access to the widest range of top insurance carriers in the industry. We believe that this benefits not only the agent, but also their customers. This new model serves both insurance agents and customers in a much more efficient way than the old one.

Our philosophy which comes up again and again in our catch phrases such as “achieve independence” and “enjoy independence” is simply that: independence for insurance agents who want to provide their customers with the right policy for the right price. By providing them with direct access and direct communication with multiple carriers such as Allied Insurance, MetLife, Encompass, and many more, we ensure that they get this independence.

The Proud Philosophy of IHT Insurance has benefited many independent insurance agents and captive agents who were looking for a way to break out on their own. We specialize in helping insurance agents start, grow, and maintain an independent insurance agency. The family insurance agency model is important to us, and therefore we try to help preserve it.  By giving agents the access and tools they need, we help them survive in today’s competitive insurance climate.

IHT Insurance Practices Altruism

For the majority of people, buying an insurance policy is usually prompted by having undergone or witnessing a painful experience of one sort or the other. Whether this is the theft of car, an unforeseen death, or losing one's luggage at an airport, buying an insurance product is almost always accompanied by anxiety and nervousness. It is of crucial importance then that the person who is selling a policy – be it life insurance or cover for a pet – conducts the transaction with as much tact and sensitivity as possible. The insurer simply doesn't know what circumstances have impelled the client to take advantage of one of their products.

IHT Insurance Agency Group believes undisputably in helping people.  After all, nobody particularly wants to reflect on their mortality, or the possibility that they might be involved in an acccident. And consider how nervous most of us feel as we wait at the airport carousel eyes straining to identify our bags. Insurance is simply a form of protection against unwanted future situations, and as such is really a form of risk management whereby all parties involved- the insurer, the salesperson, and the client - work closely together to find a solution beneficial to all parties.

IHT Insurance Agency Group is committed to helping those who have suffered any form of loss. Insurers see more than most the bleakness of life – the person struggling to pay her healthcare expenses after an accident,  the individual coming-to-terms with the incineration of his house. Reassuring their clients by helping them choose the best policy to allay their fears about future possibilities should be every insurance agent's absolute top priority.

So, why should you join IHT Insurance Agency Group? Well, empathy, unity, and compassion, are the three principles IHT Insurance Group Agency instills into each and every one of its agents. It certainly does not wish to be viewed in the same way much of the world regards insurance companies – as rapacious, duplicitous and venal, interested only in turning a quick profit from other's misery. IHT Insurance Agency Group implements what could be referred to as a kind of humanist ethos in its dealings with clients. And this altruism is having a very definite influence on how people view the company. IHT Insurance Agency Group stands firm by its belief that insurance is a force for the good, and should be promoted as such. It is this belief in integrity and honesty which is driving the company's expansion and is clearly defining it from its competitors.

IHT Insurance Agency Group Embraces Unity

We are often asked exactly what 'IHT' means in the name of IHT Insurance Agency Groups. Well, it is simply the qualities with which we have imbued our company from its inception. 'Integrity, Honesty, Trust.' And we take these principles extremely seriously.

 Indeed, it could be said that for IHT Insurance Agency Group, LCC, unity is key. The company has based its philosophy on this simple principle, allowing us to help both the insurer and the consumer. It seemed obvious to us that the client was not being treated properly in terms of price and suitability of product. By pooling the resources of individual insurers under the IHT Insurance Agency Group, we effectively allowed them to offer tailor-made policies to suit the requirements of every customer. Both parties stood to gain – the insurer had a much wider client base and access to a huge range of insurance products, while the customer was offered policies that could be tailored to suit his specific requirements at a much fairer price. In this way, we believe we have brought light to the often opaque world of insurance – a world of often confusing vocabulary, labyrinthine legal processes and frequently hidden costs. 

The success of the IHT Insurance Agency Group, enables us to state that there is absolutely no need to conduct your business from the shadows. Consumers are not stupid. As the saying goes,“You can fool some people some of the time, but you can't fool everyone all of the time.” This has been borne out by the remarkable growth of the IHT Insurance Agency Group. We really do believe that the customer should always be offered the policy that they really need – not simply pointed at an expensive, 'one size fits all' product. This is the primary reason why much of our time and effort has been expended on redefining the ways in which the customer can browse at his leisure over the range of policies that different agencies and brokers offer. And these products are increasing by the day as more and more insurers realize that they are also better off, professionally as well as financially, by working under the umbrella of the IHT Insurance Agency Group.

We emphatically believe that our unique vision offers enormous opportunities for the individual insurer or agency. We will inculcate in you the same ethos which has driven our profit margins, and by so doing you will reap the rewards of accessing markets you previously thought didn't exist. The client will also be grateful that, for once, he is offered a policy tailored to his exacting demands. At the IHT Insurance Agency Group, LCC, integrity and honesty – coupled with a unitary outlook - really does define our company ethos.

IHT Insurance Agency Group LLC and Critical Expansion

The IHT Insurance Agency Group is an overwhelming success. In a relatively short space of time, the company has enjoyed exponential growth and this looks set to continue. Founded on its core tenets of, 'Integrity, Honesty, Trust,' IHT Insurance Agency Group arrived on the insurance market like a breath of fresh air. Energetic and innovative, it has galvanized the market and has had a very real influence on the quality of products now being sold by insurers. Of course, this did not happen by chance. Luck very rarely plays a major role in a company's success. Instead, IHT Insurance Agency Group attributes its extraordinary growth figures to one defining fact – organization.

It might seem obvious, but the efficiency of a company is inextricably linked with its organizational structure. Too often, productivity is diminished by clogged channels of communication – both internally and externally. To put it simply, if the client can't contact the insurer - or the insurer can't get in touch with the carrier – the whole business descends into chaos. And chaos is one thing no company can afford. IHT Insurance Agency Group, LCC, firmly believes that for any company or individual expansion is critical.

IHT Insurance Agency Group has clearly worked hard to provide opportunities for such expansion. Of these, accessibility appears to be key. As soon as new agents join the company, they are given extremely clear instructions on how to utilize the database of carriers and policies. Any queries can quickly be solved, either by telephone (the phonelines are constantly staffed by knowledgeable and informed operators) or via the company's website. Therefore, any problems that arise are able to be dealt with swiftly and effectively.

Another area of vital importance to IHT Insurance Agency Group is that all of their agents should be given the means to empower themselves. This necessarily means having a lean, streamlined company structure. This is often disregarded by some companies, interested only in amassing quick profits. But without solid foundations it is extremely unlikely that the company will remain profitable for any length of time. And IHT Insurance Agency Group is looking to be in the insurance industry for the long haul. Maintaining open channels of communication is central to its success. And from its relatively quiet introduction to the marketplace, the company now operates in fourteen different states across the United States. And it is firm in its belief that order and organization is of paramount importance to its continued expansion. See more on the IHT Insurance Agency Group, LCC, on Youtube.

IHT Insurance Shakes Up The Market

There is an old saying, “Let sleeping dogs lie.” Such a conservative belief in the immutability of the past is anathema to us at the IHT Insurance Agency Group. Indeed, we  have adopted a philosophy that is almost directly opposed to such a quiescent attitude. We strongly believe that if the old way of doing business isn't working, then it is pointless tinkering about with it – simply get rid of it and create a newer, better-functioning model.

We have adopted this philosophy ever since the IHT Insurance Agency Group was formed. Indeed, we have been causing a considerable stir in the usually placid waters of the insurance industry by introducing ground-breaking changes in the way of finding competitive insurance rates.

In the not-so-distant past, different agents tended to work alone. Naturally, this meant having limited resources, with the single agent having access to only a couple of different carriers and markets. The practical effects this had on the customer was disastrous. It meant that the consumer was essentially deprived of the choice to find the best possible deal on the market, for the simple reason that there were no other options. So, the client would be handed an insurance policy that was very often overpriced and almost always containing details that were non-specific to that client's actual needs. We are not suggesting that the insurance companies were doing this for any unscrupulous reasons. Only that they themselves had only limited choice in what they could offer. Therefore, they adopted a kind of, “One shoe fits all,” policy. A bad system for both insurer and consumer.

IHT Insurance Agency Group was conceived by a handful of fed-up insurance agents, who realised that the existing system was simply not working. We discussed the situation as often as we could and eventually decided to start our own company, IHT Insurance Agency Group. What we decided to do seems, on the face of it, to be obvious: instead of insurance agents being forced to work alone in isolated markets and with virtually no resources, these agents could join the newly-formed IHT Insurance Group and effectively group all their resources under one roof. Therefore, almost overnight, the agent suddenly found themselves enjoying insurance markets and carriers from all over America. Good news for the agent, and very good news for the consumer.

IHT Insurance Agency Group: A New Way to do Business

The philosophy that IHT Insurance Agency Group adhere to is radical in its simplicity: if the old way of doing business isn’t working, just throw it out and find a new way altogether. And this is what the company promised to do from the moment of their inception onwards. IHT Insurance Agency Group has been shaking up the insurance business in virtue of the astounding changes that it has made to the old way of finding competitive insurance rates. In the past, different agents worked alone and with limited resources and a single agency might only have access to two or three different carriers and markets. What this resulted in was a diminishing of the rights of the consumer to find the best possible deal. Very often, a customer would be handed an insurance policy that was overpriced and not the best possible fit to the wishes that they had specified. But of course the insurance agencies had no choice: they were working with what they had. This is where IHT Insurance Agency Group comes into the picture.

IHT Insurance Agency Group began with a few disgruntled insurance agents who decided that the old system was not working and put their heads together to see if they could figure out how to establish a new one. This was how IHT Insurance Agency Group began and the principle under which they function is daring and simple: instead of working alone, in isolated markets with limited options, within the aegis of the IHT Insurance Agency Group insurance agents can pool their resources and access a far wider range of options, ultimately making their clients much happier. An insurance agent or agency signs up to IHT Insurance Agency Group and they suddenly have insurance markets and carriers from all over America at their fingertips: they can browse this huge range of options and find the policy that is most suited to their client. Since its origin IHT Insurance Agency Group has expanded rapidly and now does business in fourteen different states and their scope is growing every day. What the example of IHT Insurance Agency Group proves is that the old way of marketing insurance was extremely limited and gave neither the agent nor the customer the best possible deal. Expansion is survival, and we can achieve much more as a group. According to the people at IHT Insurance Agency Group, if something isn’t working, find a new way.

IHT Insurance Agency Group, LCC: Unity is Key

IHT Insurance Agency Group began as an attempt to solve a widespread problem through the power of collective action. Very often customers approaching an agent seeking a specific insurance policy would be met with a finite range of options, and would eventually have to leave the agent and seek help elsewhere. This is because single agents are limited to marketing policies from only a few insurance companies: they did not have access to the vast range of possible policies that they could be marketing. Thus, the customer had to struggle to get what they wanted. This was the genesis of IHT Insurance Agency Group: they designed a way of covering as many insurance companies as possible, of collating all the data that existed so the customer was always able to shop for the most competitive rates and find the exact policy that they had been looking for. Genius.

By pooling their resources, the founders of IHT Insurance Agency Group, were able to expand their outreach significantly, working together to create solutions to these traditional problems. Now, IHT Insurance Agency Group is expanding constantly and operates in multiple states, reaching out to more than 50 different insurance companies. This streamlines the customer’s experience and makes the process of finding the right policy extremely easy. IHT Insurance Agency Group makes older forms of insurance marketing look clumsy and ill-conceived: it is positive proof of the strength of groups and collective thinking. Finding the correct insurance policy used to be an absolute headache but now, thanks to IHT Insurance Agency Group, it is easier than ever. IHT Insurance Agency Group now operate in fourteen different states, including: Alabama, Arizona, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and West Virginia. As a consequence, their outreach is incredible: they know the ins and the outs of the business better than any other insurance agency,

What the example of IHT Insurance Agency Group can teach us is that groups are more powerful and efficient than individuals. Coming together as a team has allowed IHT Insurance Agency Group to achieve truly incredible things within the world of insurance, much more than any of its members could have dared to dream of when operating as individuals. Unity is key to any business and is the secret behind the rapid expansion and success of IHT Insurance Agency Group.